Short Review of the Times Black ICICI Bank Credit Card and Its Benefits

The Times Black ICICI Bank Credit Card is an exclusive and highly prestigious Super Premium Credit Card that is issued by ICICI Bank in collaboration with Times Of India. and the global payment technology company Visa, providing an array of exceptional benefits and features for its users.

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OVERVIEW

• Joining & Renewal Fee = 20,000 + GST = 23,600 INR

• Benefit

  • Joining Benefit = Get vouchers of Easemytrip, Zomato Gold, Quroum Club, etc.

  • Renewal Benefit = Nil

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REWARDS

• Domestic spend = 2% with no Capping

• International Spend = 2.5% with no Capping

• Utilities, Insurance, education = 2% with 5000RP capping

• Accelerated Reward Point

  • Flight = 12% Points of total value

  • Hotel = 24% Points of total value

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TRAVELING

• Domestic Lounge = Unlimited [No Guest]

• International Lounge = Unlimited [No Guest]

• Forex = 1.49% [0.7% return in reward]

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CONCLUSION

The Icici Times Black credit card is categorized as a super premium card, but I believe it should offer more attractive reward benefits for both renewal and joining. In my opinion, the vouchers included in the joining benefits are not particularly valuable. There are several other super premium cards available that provide significantly more advantages, such as those offered by BMS, Golf, and others. I would recommend this card primarily to individuals who do not already possess any super premium cards. The application process is quite straightforward, and there are high chances of approval if you already have cards with higher credit limits. Personally, I received this card during the pre-launch phase of the ICICI Times Black credit card, which added to my excitement.

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